More sealed documents were released Nov. 14, and they further suggest that monopolies Intel and Microsoft colluded to reduce the graphics standard to accommodate Intel's 915 chip set.
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Throughout much of 2005, Microsoft worked with OEM partners to establish clear graphics guidelines for Vista. OEMs knew about the WDDM requirement, which the 915 chip set didn't meet. If Intel continued selling these chip sets, without Vista support, some OEMs would push back (and not take orders). Public acknowledgment that Intel's main graphics chip set wouldn't support Vista posed potential risks for the company on Wall Street. At the time, everyone expected Vista would be ready for holiday PC sales. So, it would be crucial for OEMs to ship Vista-ready PCs throughout as much of 2006 as possible. If 915 wasn't ready, OEMs would have to use different graphics chip sets.
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According to a Feb. 27, 2007, Microsoft e-mail: Only 60 percent of graphics accelerators shipping on desktops or notebooks supported WDDM during fourth-quarter 2006; 30 percent were Intel 915 chip sets. Seventy-four percent of notebooks and 58 percent of desktops shipped with integrated graphics. Eighty-six percent of notebooks were eligible for a Vista logo, but only 46 percent could run the Aero user interface. Consumers got the logo but not necessarily the fully implied promise.

The housing bubble became clear to me sometime in early 2006, in retrospect. I did not forcast a significant decline because we have never had a significant decline in prices.

During his speech, he talked up John McCain's Republican presidential bid and criticized Democratic nominee Barack Obama for his inexperience.

When the topic of running mates came up, he referred to U.S. Sen. Joe Biden (D-Del.) as a "big, blowhard doofus."

Later, a questioner asked about the economy in the context that the Democrats paint the country as being in a great depression. Before Rove answered, he asked: "Is there press in the room?"

Religion is sort of like a lift in your shoes. If it makes you feel better, fine. Just don't ask me to wear your shoes."

If you are purchaser of computers, women's clothing, or household furnishings, well then I have some good news for you: Everything is on sale, and prices are falling!

However, if you regularly buy Fuel, use transportation, need hospital services, education, books, eat food at home, pay tuition, require medical care, eat out, drink booze, or pay rent, well, sorry: Everything is costing you more.

The document recommends three "handy steps" to loan approval:

Do not break out a borrower's compensation by income, commissions, bonus and tips, as is typically done in a loan application. Instead, lump all compensation as the applicant's base income.

If your borrower is getting some or all of a down payment from someone else, don't disclose anything about it. "Remove any mention of gift funds," the document states, even though most mortgage applications specifically require borrowers to disclose such gifts.

If all else fails, the document states, simply inflate the applicant's income. "Inch it up $500 to see if you can get the findings you want," the document says. "Do the same for assets."